Limited access to economic opportunities continues to expose marginalized social groups to exploitation and extremist influence. In response, the Building Resilience Against Violent Extremism (BRAVE II) project is strengthening financial inclusion and social cohesion through community-based savings and credit systems in Ghana’s Upper West Region.
Through the project, the Social Initiative for Literacy and Development Programme (SILDEP) has mobilised 750 beneficiaries from five communities—Kassanpuori, Katinia (Sissala East), Kupulima, Gwollu, and Fielmuo (Sissala West)—into 25 Village Savings and Loan Association (VSLA) groups. The initiative brings together Fulbes, refugees, and host community members, fostering both economic empowerment and peaceful coexistence.
Participants received structured training in financial literacy, group dynamics, and leadership, equipping them with practical skills to manage resources responsibly while strengthening trust and collaboration within their communities. To further promote financial inclusion, each VSLA group was supported to open a bank account, enabling members to save collectively and access micro-credit facilities to support small-scale enterprises.
The impact of the initiative is already evident in the lives of beneficiaries. Fati, a Fulbe woman from Gwollu and a member of one of the VSLA groups, shared how the programme has transformed her outlook and prospects.
“The VSLA model has shown me that even small, consistent savings can support a business dream. I now feel empowered to start a petty trading venture with the hope of expanding in the future. The training not only transformed my mindset but also strengthened trust among participants, especially between us, the Fulbe and the host community,” she said.
By breaking down long-standing barriers to financial access, the VSLA model is offering marginalized groups a pathway to economic independence and dignity. More importantly, it is reinforcing community resilience by reducing vulnerability, strengthening social bonds, and creating shared economic interests that counter the appeal of violent extremism.
As the BRAVE II project continues, initiatives like the VSLA programme demonstrate how inclusive financial systems and grassroots economic empowerment can serve as powerful tools for peacebuilding, social cohesion, and long-term stability in vulnerable communities.
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